When consumers hear USDA they commonly think of beef, but the agency is trying to get the word out that they are now offering easy loans for those in rural areas. The programs offering easy loans are directed at very low income families as well as the middle class. The new easy loan program is designed to assist rural areas in keeping their populations and offering affordable housing. The new USDA easy loan program has actually loosened their restrictions while many banks are doing the opposite. For those in need of an easy loan, this may be just the answer.”Not many know about the programs because when they think of USDA, they think of meat,” said Kevin McAllister, a rural development specialist with the Department of Agriculture.He believes that people are not paying attention to the USDA’s program because, “all you see is negative information in the housing market … The truth is, however, there are still options such as government programs like ours.”According to McAllister, there are two types of loans available, “a direct loan program targeted to very-low and low-income families (a “family” can consist of one person) and a guaranteed program targeted toward medium-income families.”
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